Houston, TX Office

Chris Fewell
Branch Manager | NMLS# 874171
Chris Fewell brings over a decade of experience in the mortgage industry, having started his journey assisting his father, a 30-year veteran in the field. Now a seasoned Loan Originator at Luminate Home Loans, Chris is known for his commitment to finding tailored mortgage solutions for his clients, aiming to be their lifelong mortgage advisor.
His dedication to client service has earned him the Presidents Club Award in 2020 and 2021. Chris thrives on making homeownership attainable for those who thought it impossible, a passion that fuels his professional drive.
Outside the office, Chris is a family man, an avid golfer, and a sports enthusiast, loving baseball, football, and fitness. He lives with his wife, two children, three dogs, and three cats, balancing his busy work life with active family time and sports.

Jody Albright
Loan Originator | NMLS# 2063861
Jody Albright has built a distinguished career in the mortgage industry, leveraging his extensive background as an educator to adapt to the diverse personalities and needs of his clients.
With years of experience in education, Jody has developed an exceptional ability to navigate through various scenarios, making him a proficient loan originator. He takes great satisfaction in assisting people to achieve their dreams of homeownership, skillfully working through a myriad of challenges to finalize even the most complex deals.
For Jody, the uniqueness of each client's situation is not a hurdle but an opportunity to provide tailored support and guidance. His commitment to helping clients through the demanding process of obtaining a mortgage is not just a professional duty; it's a source of immense personal reward.

Hugo Escamilla
Loan Originator | NMLS# 223921
Hugo Escamilla is an experienced loan originator known for his expertise in a range of mortgage options, including conventional, FHA, VA, and USDA loans. With a commitment to personalized service, Hugo guides his clients through the mortgage process with transparency and integrity. He prioritizes understanding his clients' needs to provide tailored financial solutions. Hugo stays updated on industry trends and regulations to offer accurate advice and is involved in professional mortgage associations.
Outside of work, he is active in his community and enjoys spending time with his family. Hugo is dedicated to making the mortgage process seamless for those looking to buy or refinance a home.
Brandon Patino
Loan Originator | NMLS# 2411703
Brandon Patino is a devoted loan originator renowned for his unwavering assistance throughout the mortgage journey. Collaborating closely with clients, Brandon meticulously oversees the processing of loan documentation, ensuring accuracy at every turn. With a keen eye for detail and exceptional organizational prowess, he plays a pivotal role in expediting the loan approval process.
Brandon's proactive demeanor shines through as he consistently keeps clients informed, addressing inquiries and concerns with efficiency and care. His dedication to delivering top-notch customer service is evident in his supportive approach, vital in guiding clients towards their homeownership aspirations.

Mike Marlow
Loan Originator | NMLS# 299249
Michael Marlow of the Marlow Brothers at Luminate Home Loans, brings over three decades of expertise to the mortgage industry, a journey that began through a friend's recommendation. Known for his innovative approach, Michael is proud of developing a patented business method software for mortgages, reflecting his dedication to the industry.
Describing his role as challenging yet rewarding, he finds great satisfaction in assisting clients with their home financing needs. Michael's energy comes from helping customers navigate the complexities of home buying and refinancing.
Outside of work, he enjoys the great outdoors, spending his time hunting, fishing, and working on his property in the Texas Hill Country. Michael's commitment and passion for his work make him a valuable asset to his clients and Luminate Home Loans.

Kacey Benzel
Loan Originator | NMLS# 2341797
I hold 3 Degrees and none of them have to do with Mortgage but I love my job so much it does not even matter! Love what you do and you never work a day in your life!